Michael Santonato

Financial Educator, Consultant, Adviser

“Wealth is more than just money.
Wealth is measured in time. Not In Dollars.”

True Numbers

1 %
Canadians Without a Financial Plan
Ratio The Average Canadian Spends To What They Earn
1 %
People Age 65 Still Working or Dependent For Income
1 $
Ratio The Average Canadian Spends To What They Earn

Education Makes All The Difference

The More You Learn, The More You Earn

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As a professional speaker to over 5000 people, I would love to serve your customers, clients, community and market because I am always learning and growing and I know that sharing what I’ve learned is the best way I can serve.

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  • Protect your assets
  • Grow your wealth
  • Prevent the loss of income
  • Get an objective perspective
  • Receive a financial education


With an extensive knowledge in financial services, I can help you or your organization increase your financial literacy exponentially.

Learning is how to get ahead and get a head start. Its never too late.

10 Simple, Easy to Understand Reasons Why The RICH REALLY DO Get Richer and The POOR REALLY DO Get Poorer.... And How not be one of them

Customers reviews

"Operates with a client focused orientation. Was a pleasure to work with."
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Gary Christian
"Michael has helped me become more empowered with my finances, not just the dollars and cents. I enjoy great ease and flexibility in the services he provides! I've never experienced this before with other financial advisors. Michael is a wise man with a heart that truly cares about my well-being. I highly recommend Michael 100%!"
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Michaela O'Reggio
"What amazed me about his approach was how client centred and customized his consultantation was. I know Michael brings a lot of himself to ever consult and would recommend him to any one looking for a reliable, trustworthy personal financial advisor."
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Ali Dossa
Business Owner
"He has been prompt with answering all our questions, is always available for us and is very educated which makes us feel secure and confident when investing with him. He has helped up plan out a map to financial freedom!"
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Sylwia Swider
Business Owner

My Courses

I often host workshops and events to educate people on money and finance. I know that when it comes to money, “Knowledge Is Power”. And “the more you know, the more you learn, the more you learn the more you earn. The more you earn the more you can have be and do.”

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How Can I Help You?

Sometimes the easiest thing to do is just talk to someone….

I invite you to look around the website, ask questions and gather the information you require. Feel free to look at articles or videos on my Youtube channel.

If you feel comfortable, then book a time that works for you and we can discuss next steps.


My story

Everything changed when I knew I would marry the love of my life, Jessica in 2016.

Just after moving in with her and her three kids, I was hit with the fact that I would soon be a provider for them – financially as well as being responsible for providing an education and safety net for many years to come.

My parents were bank managers and I am the youngest of four siblings. I learned all the essentials, the basics of personal finance as well how to invest correctly by the time I was 18. By 21 I had my first rental property and by 23 I was investing heavily in the stock market. But I realized that my family and I were about to embark on a lifelong relationship of learning and growth together. Naturally, that should include money and finance, just like my parents taught me. 

That is when I scheduled a meeting with a financial adviser. Both Jessica and I got present to the gap of where we wanted to be and where we were. And it was a wake-up call!
We made some changes and turned around our situation in a short period of time. That experience was so important and valuable for me and my family that I left my career as a Matchmaker: to enter the world of money and help as many families and individuals as I can.

I take the time to get to know everyone I work with. I treat every client I come across as a valuable chance for me to make a big difference in someone’s life. I have searched high and low and I am always learning and growing myself, from books, courses, mentors and events. There is always value that I know I can share with the person sitting across from me. I like to be transparent and tell the truth even if it hurts. I believe that is the only way to serve people because time is limited and life is short and I don’t like to waste either of them. But nothing drives me more than helping people and making a difference.

Let me help you expand your wealth.

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