Michael Santonato

Financial Advisor in The Greater Toronto Area

Financial Advice: Fueled By Relationships, Not Commissions


How I Help You Build Wealth

port 6 opt

Retirement and Life Planning

Retirement is a new start, not the end. You worked hard to save up your nest egg and will need it to last for 20, 30, or maybe even 40 year.  I can help you with that. Get personalised support and advice that keeps your money working for you, rather than the other way around. 

port5 opt

Financial Planning and Investment

  • Protect your assets
  • Grow your wealth
  • Prevent the loss of income
  • Get an objective perspective
  • Receive a financial education

Alternative Investments and Cryptocurrency

An experienced Bitcoin and cryptocurrency wealth financial advisor that will protect your wealth while navigating this relatively new technology. Transform your sudden wealth into lasting wealth. 

Are You One Of These Canadians?

1 %
Canadians Without a Financial Plan
Ratio The Average Canadian Spends To What They Earn
1 %
People Aged 65 Still Working or Dependent For Income
$ 1
Average Canadian Salary

Don't Be A Financial Statistic

Get an expert on your team to help you upgrade your finances, making your money work for you, and build wealth that will last a lifetime.

Investing is Hard, Learning to Invest is Even Harder

Understanding the stock markets is frustrating – I know, I’ve been there. Ive been studying the stock markets since I was 18 years old.

My father taught me to invest from a young age but it took a lot of hours and a few disappointments to get to where I am now – confidently making smart investments.

I know starting from the bottom can be overwhelming. And, let’s be honest, stock and bonds aren’t the most interesting topic to learn about. So, how can you make expanding your financial knowledge easier and more rewarding?

Check out my Financial IQ courses and learn everything you need to know to make your money work for you. I take all the knowledge I’ve gained in my career and condense it down into easy-to-grasp concepts that will give you actionable advice about your finances.

video bg opt
Play Video
Start Taking Control Of Your Money Today

Book a FREE consultation with me today and we will discuss your personal financial situation and goals to establish the correct route for you to achieve your financial freedom. 

What My Client Have To Say

"Operates with a client focused orientation. Was a pleasure to work with."
Gary 1 opt
Gary Christian
"Michael has helped me become more empowered with my finances, not just the dollars and cents. I enjoy great ease and flexibility in the services he provides! I've never experienced this before with other financial advisors. Michael is a wise man with a heart that truly cares about my well-being. I highly recommend Michael 100%!"
Michaela opt
Michaela O'Reggio
"What amazed me about his approach was how client centred and customized his consultantation was. I know Michael brings a lot of himself to ever consult and would recommend him to any one looking for a reliable, trustworthy personal financial advisor."
ali opt
Ali Dossa
Business Owner
"He has been prompt with answering all our questions, is always available for us and is very educated which makes us feel secure and confident when investing with him. He has helped up plan out a map to financial freedom!"
sylinse 1 opt
Sylwia Swider
Business Owner

Start Your Financial Education

My Courses

I often host online workshops and events to educate people on money and finance.
I know that when it comes to money, “knowledge is power”, and “the more you learn, the more you earn."
My courses are focused on the common struggles I have seen my clients struggle with over the years, and give actionable advice that can help you understand your money and make it start working for you.

Michael Santonato financial advisor in Toronto Canada

Start Learning

I believe everyone should have access to the basic information they need to start their journey to financial freedom.

If you aren’t ready to commit to working with a financial advisor or taking a course you can still get FREE access to tonnes of helpful information here on my blog or by watching the videos on my Youtube channel.

Once you feel comfortable, then book a call with me at a time that works for you and we can discuss next steps.


My story

Michael Santonato Financial Advisor in the Greater Toronto Area

A Certified Financial Advisor from the Greater Toronto Area, Michael Santonato is on a mission to empower and educate Canadians on/ in their finances. 

From years of experience, working with a variety of clients, Michael has noticed a pattern – the biggest gap in people’s financial situation is not the size of their bank account, but their thinking about money and how to use it financial education. 

“We just don’t get a good financial education anywhere. Not in school, community, religion, and not usually from family either. But, when it comes to money, knowledge really is power.” 

Michael’s parents were bank managers and so Michael benefitted from receiving a financial education at a young age. By the age of 18, he was picking stocks with his father and talking real estate with his mother. 

Michael never received a formal financial education. Everything he has learned has come from personal experience, deep, extensive research and determination. Through years of successful investing (and some not so successful investing), Michael has gained his financial freedom. 

Now comfortably living in his new home in Mexico, Michael is focused on helping others experience the freedom and relief that comes with being financially stable and prepared for the future. He believes the best way to do that is through education and focuses on empowering his clients by sharing the knowledge they need to improve their finances not only in the short term but for the rest of their lives. 

“Investments and education are the only things that can truly set people free.” Through financial planning, financial education, and understanding of emerging technologies such as crypto currency, Michael can teach you how to take control of your finances

Expand Your Wealth.

The Financially Free Blog

Mistakes People In Their Financial House

The Most Common Mistakes People Make In Their Financial House

Being in the insurance and financial advising industry for several years now, something is crystal clear to me, 99% of ...
Read More
Mortgage Insurance - In Denial

Mortgage Insurance – In Denial

It turns out Mortgage Insurance is a terrible product for Canadians. This CBC mini documentary explains why... Life insurance is ...
Read More