Become Financially Indestructible

How Financially Indestructible Are You?

Answer a few questions based on the Financial House framework. Get a personalized report showing your score, your biggest gaps, and exactly what to fix first.

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How many income streams do you currently have?

Just one — my job or main business

One main income + occasional side income

Two or more steady income streams

Multiple diverse income streams (business, investments, passive)

What's your approximate annual household income?

Under $50,000

$50,000 – $100,000

$100,000 – $250,000

Over $250,000

If your income stopped today, how long could you maintain your current lifestyle?

Less than 1 month

1-3 months

3-6 months

6+ months

What kind of debt do you currently carry?

Credit card debt I'm carrying month to month

A line of credit or personal loan

Only a mortgage or low-interest secured debt

I have no debt

What's your credit score range?

I don't know my credit score

Under 650

650 – 749

750+

Do you have health, dental, and vision benefits coverage?

I don't have any coverage

I have basic coverage through my employer

I have personal health coverage I pay for myself

I have comprehensive coverage (employer + personal, or top-tier personal plan)

Which best describes your investing approach?

I don't invest — my money sits in a bank account

I invest occasionally, mostly in one type of asset

I invest consistently across 2-3 different methods

I invest across 3+ of the 5 Methods (Real Estate, Insurance, Gold/Silver, Bitcoin, Business)

Do you have a tax strategy beyond filing your return each year?

I file my taxes and hope for the best

My accountant handles it — I'm not sure what my strategy is

I have a basic plan (RRSP, TFSA, some deductions)

I actively plan tax strategy quarterly with an advisor

Do you have proper life, disability, and critical illness insurance?

I'm not sure what I have or if it's enough

I have basic coverage through work only

I have personal policies but haven't reviewed them recently

I have comprehensive coverage reviewed annually with an advisor

When the market drops 20%, what do you usually do?

Panic and sell — I can't watch my money disappear

Feel anxious but do nothing

Hold steady — I know markets recover

Buy more — I see it as a sale

Do you have clear financial goals and a written plan to achieve them?

I don't have specific financial goals

I have goals in my head but no written plan

I have written goals and a rough plan

I have written goals + a detailed plan I review quarterly

Which best describes your monthly cash flow situation?

I'm often in the red — my expenses exceed my income most months

I don't have enough money left at the end of the month — I'm living paycheck to paycheck

I have some money left over but I don't have a clear system for where it goes

I know exactly where my money goes each month and consistently save/invest the surplus

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📚 Continue Your Education

Based on your results, these courses will help you fill the gaps:

💰

Essentials of Money

How money works, earns, and grows — $50

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The Wake Up Call

Understand the system, discover your money habits — $50

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