Taxes – Michael Santonato

Should You Add a Holding Company? How Canadian Business Owners Keep More of What They Earn

Every year around tax time, a conversation happens in thousands of Canadian kitchens. A business owner stares at their corporate […]

The envelope is beige. Official. The return address is in Ottawa, and the words “Canada Revenue Agency” sit in the

Here’s a question I hear from business owners more than almost any other: “Michael, should I pay myself a salary

A dollar invested for retirement and a dollar invested for future flexibility can look identical in your bank account. Where

The mistake I see all the time is simple: people spend years learning how to save and invest, then almost

The biggest tax mistake incorporated professionals make is not overpaying in one dramatic move. It is drifting through the year

Every year, investors spend hours picking funds, comparing returns, and watching markets – then give away more than necessary in

A lot of incorporated professionals work hard to increase income, then lose momentum when tax season exposes how little strategy

If your business made more money this year than last year, that is worth celebrating. It is also the moment

Why are you handing over 37% of your top-tier income to the IRS when the rules are designed for you